Pet insurance in your state
Fetch Pet Insurance works with veterinarians across the U.S. and Canada, so your pet is covered at home and wherever you go. Check out the average in your area and get a free quote for your best friend today.
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Where is Fetch Pet Insurance available?
We’re proud to offer the most comprehensive pet insurance coverage for dogs and cats in all 50 states. Learn more about how much pet insurance costs in your state, along with what’s covered, how Fetch compares to other providers and so much more.
FAQs
Do pet insurance waiting periods vary by state?
Yes, pet insurance waiting periods can vary by state. Generally, there’s a waiting period of up to 15 days before illness or accident coverage begins. Illness coverage may have a different waiting period than accident coverage — be sure to take a look at your policy’s terms & conditions for your specific waiting period. There is no waiting period for Fetch Wellness (if added). Wellness can be used on or after the effective date of your pet’s policy.
What does pet insurance cover?
With Fetch, accident and illness coverage comes as a package deal in one comprehensive plan. The “accident” part of accident and illness pet insurance covers your pet when they get hurt. This means Fetch covers unexpected injuries and the treatment your vet recommends as your pet recovers, including X-rays, surgery, specialty care and more.
The “illness” part of accident and illness pet insurance provides coverage when your pet unexpectedly gets sick. This includes common gastrointestinal issues and gum disease as well as more critical conditions like cancer and diabetes. Fetch also provides coverage for prescribed medications and sick-visit treatments.
Looking for preventive coverage? You can also add Fetch Wellness to your Fetch Pet Insurance policy, and you'll be covered for the routine care that keeps them healthy.
Which vets accept Fetch Pet Insurance?
With Fetch, you can use any licensed veterinarian in the U.S. or Canada.
How does pet insurance work?
Every pet insurance provider is different, but you'll usually submit a claim (this can include your vet bill and your pet's medical records) to your pet insurance provider, and you’ll typically be paid back if the treatment your dog or cat received is covered under your plan.